No mystery, no surprises
The process, start to finish
A mortgage has eight phases. Most lenders make you guess what they are. Here's the whole map — with honest timelines — so you always know exactly where you stand.
The conversation
Text or call Peter. Goals, timing, rough numbers. No documents, no commitment — just clarity on where you stand and what’s possible.
Pre-approval
You share income, asset, and credit info through Fairway’s secure application. Out comes a real number and a letter that makes your offers credible.
House hunting
You shop; Peter stays on call. Want a payment estimate on a specific listing before you offer? That’s a two-minute text.
Offer accepted
The clock starts. Peter locks in the plan — program, rate strategy, timelines — and his team opens your file immediately.
Processing & appraisal
Documents are verified and the appraisal is ordered. You’ll know exactly what’s needed and when — no mystery checklist.
Underwriting
An underwriter reviews everything. Conditions come back; Peter’s team clears them fast and keeps you posted at every milestone.
Clear to close
The best three words in the process. Final numbers are prepared and your closing is scheduled with the title company.
Closing day
Sign, fund, keys. Peter’s clients consistently mention one thing here: it stayed on time and nobody was surprised.
The Peter difference
You'll never wonder where your loan is.
Read Peter's reviews and one theme repeats: constant communication. Milestone updates at every phase, fast answers in between, and a team that treats "closed on time" as the baseline — not the goal.
Want to see phase one in action?
It's a ten-minute conversation. Text Peter what you're thinking, and he'll tell you exactly what happens next.